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Content on this blog is for general informational and educational purposes only and should not be considered financial, legal, tax, or mortgage advice. Loan programs, guidelines, rates, terms, and availability are subject to change and may vary based on individual qualifications and other factors. Please contact Prime Choice Funding to discuss your specific situation and available mortgage options.

  • Home Equity, Home Purchase, Mortgage Tips, Refinance

Planning Ahead This Fall: Mortgage and Home Equity Tips...

Planning ahead this fall? Learn how homeowners can prepare for upcoming expenses, review home equity options, compare mortgage choices, and get ready for a future purchase.
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  • Home Purchase, Mortgage Tips, Non-Agency (Non-QM), Refinance

No-Income Home Loans: Primary and Second Home Options for...

Traditional income documentation does not fit every borrower. Learn how qualified borrowers may explore no-income home loans for primary residences and second homes.
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  • Home Buying, Home Purchase, Mortgage Tips

Seller Credits, 2-1 Buydowns, and Down Payment Assistance: How...

Seller credits, temporary 2-1 buydowns, and down payment assistance may help eligible buyers manage cash to close and early mortgage payments. Learn how these options differ and when they may work together.
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  • Home Purchase, Non-Agency (Non-QM), Self-Employed

P&L Mortgage Loans: Can Self-Employed Borrowers Qualify Without Tax...

Self-employed and looking for a mortgage without relying on traditional tax-return income? Learn how certain P&L mortgage programs may allow eligible borrowers to qualify using a Profit & Loss statement.
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  • Home Purchase, Non-Agency (Non-QM), Self-Employed

1099 Mortgage Loans: How Self-Employed Borrowers May Qualify Using...

Self-employed or paid on a 1099? Learn how certain 1099 mortgage programs may allow eligible borrowers to qualify using 1099 income and how these options compare with bank statement and P&L mortgages.
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  • Home Buying, Home Purchase

First-Time Homebuyer? You May Have a 100% Financing Option

Think you need 20% down to buy a home? Explore Conventional, FHA, VA, and Down Payment Assistance options—including potential 100% financing and up to 5% DPA for qualified borrowers.
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  • Home Buying, Home Purchase

Seller Concessions Explained: How Homebuyers May Reduce Their Upfront...

For entrepreneurs, freelancers, independent contractors, and business owners, becoming self-employed can create new opportunities — but it can also make qualifying for a traditional mortgage more complicated. One common concern is employment history. Many self-employed borrowers assume
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  • Home Purchase, Non-Agency (Non-QM), Self-Employed

Can You Get a Mortgage With Only One Year...

For entrepreneurs, freelancers, independent contractors, and business owners, becoming self-employed can create new opportunities — but it can also make qualifying for a traditional mortgage more complicated. One common concern is employment history. Many self-employed borrowers assume
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